PFR Nation,I hope you all had a wonderful Thanksgiving holiday! It’s been a while since we did a Whiteboard Retirement Plan breakdown, so lets get this back in the rotation! In this scenario, we are looking at a baseline scenario for Jack and Barbara, who have saved $2.3million for retirement, Read More

PFR Nation,It’s the most wonderful time of the year…You guessed it…it’s ROTH CONVERSION time! 😊In all seriousness, Happy Thanksgiving all of you! Wishing you a wonderful start to the holiday season.Roth Conversions are a hot topic in our business at the end of the year, so I thought I’d do Read More

Welcome to PART 4 of 100 Episodes, 100 Lessons (for retirees and pre-retirees).In this episode, we’ll walk through episodes 76-99 and bring home some key takeaways for you as you plan for and execute a successful retirement. I hope you enjoy this one!If you are over 50, you’ve saved north Read More

PFR Nation, Welcome to PART 3 of 100 Episodes, 100 Lessons (for retireesand pre-retirees).In this episode, we’ll walk through episodes 51-75 and bringhome some key takeaways for you as you plan for and execute a successfulretirement. I hope you enjoy this one!  If you are over 50, you’ve saved north of Read More

The journey continues. We are walking through 100 lessons from the first 100 episodes in this 4-part series. I hope you enjoy part 2! If you are over 50, you’ve saved north of $1million for retirement, and you want to maximize retirement income, minimize your lifetime tax bill, and worry Read More

PFR Nation:Thank you all for supporting this show for the last few years. Especially for those of you who supported me in the early days when I thought nobody was listening. I even took a 4 month hiatus without announcing it because we were so in the trenches with our Read More

PFR Nation, As you know, we are well underway with our free giveawaysfrom a couple of weeks ago. And as I mentioned last week, we received a lot of great comments in that YouTube thread! So last week, I touched on three of the questions in a Q&A format.  Today, I’ll address Read More

PFR Nation, As you know, we are well underway with our free giveawaysfrom a couple of weeks ago. And as I mentioned last week, we received a lot of great comments in that YouTube thread! So last week, I touched on three of the questions in a Q&A format.  Today, I’ll address Read More

PFR Nation,We just announced our FREE GIVEAWAY winner and runner-up on the YouTube channel last Thursday. Thank you all for participating and making that process super enjoyable and engaging. One of the questions I asked for the giveaway was “What is one thing related to planning for retirement that keeps Read More

PFR Nation,We just announced our FREE GIVEAWAY winner and runner-up on the YouTube channel last Thursday. Thank you all for participating and making that process super enjoyable and engaging. One of the questions I asked for the giveaway was “What is one thing related to planning for retirement that keeps Read More

PFR Nation,I recentlydiscovered a Ted Talk by Dr. Riley Moynes about the “4 phases of retirement.”  We talk a lotabout the financial side of retirement planning.-             Safe withdrawal rates-             Tax efficiency-             Investing to and through retirement-             Legacy -             Insurance However, it’s equally important to understand and thinkabout the softer side of retirement planning. In this episode, you Read More

PFR Nation,In this episode, I’m tackling America’s “headline culture,” how short clips and soundbites dominate not only politics, but also the way we think about retirement planning. With the tragic assassination of Charlie Kirk as a starting point, I reflect on how social media algorithms amplify the loudest, most divisive Read More

PFR Nation,Welcome to another “Whiteboard Retirement Plan” breakdown!Scottie and Meredith had the perfect plan: retire at 65, sign up for Medicare, and start Social Security at 67. With nearly $1.9 million saved, everything looked like it was on track, until life threw them a curveball. After some friends their age Read More

PFR Nation,As you approach retirement, or even when you are in the beginning phase of retirement, there is this natural feeling of concern about market uncertainty. After all, the market can turn south in a heartbeat, potentially even leading into a recession. Or worse, a prolonged recession. This term is Read More

PFR Nation,Many of you have adult children or loved ones you hope will benefit from your financial success. But how confident are you in their financial skills? Will they be good stewards of the wealth you leave behind? Even if you don’t plan to leave a fortune, your careful retirement Read More

PFR Nation,If you have been a podcast listener for a while, you know Ihave strong feelings about the “4% Rule.” Well, the father of the 4% Rule, Bill Bengen, just released a new bookwhere he admits that 4% is probably too low. In this episode, we’ll briefly touch on the history of Read More

PFR Nation,Legendary actor Gene Hackman passed away earlier this year. Some of the details about his estate plan have been made public due to the probate process. While I don’t believe any of us have an $80 million estate, there are some important lessons we can all take away from Read More

PFR Nation,I hope everyone has had a great summer! It’s been action-packed for us, especially coming off the heels of family visiting the last 8 days. Thus, thanks for your patience with this week’s episode!This is a good one! Many folks retire earlier than they had anticipated. In this case, Read More

Welcome to another edition of Planning for Retirement (PFR) with Kevin Lao. And welcome to all the newbies here! If you are new, you might want to hit that “Follow” button if you are over 50 and have saved a minimum of 7 figures for retirement. You’re approaching the phase Read More

Welcome to another edition of Planning for Retirement (PFR) with Kevin Lao. And welcome to all the newbies here! If you are new, you might want to hit that “Follow” button if you are over 50 and have saved a minimum of 7 figures for retirement. You’re approaching the phase Read More