It's the end of the year, and most people are thinking about the holidays!  Well, we think about tax efficiencies for our clients, so I wanted to share a few tips that you might want to consider as we approach the end of the tax year.  This should not be Read More

The formula we use at our firm, Imagine Financial Security, is; Financial Goals + Risk Tolerance - Income Sources = Rate of Withdrawal. If you follow this logic, you will find a goals based rate of withdrawal that is customized to your financial plan, not some benchmark created by someone Read More

Social Security represents approximately 40% of all retiree's incomes.  When to claim Social Security is ultimately unique to everyone, so I put this episode together to help you think about multiple factors before making a decision.  

If your investment portfolio and retirement plan can pass these four stress tests, you will find yourself having more peace of mind in your retirement years than you could ever imagine.  Take a listen and learn more about how we can help stress test your plans for retirement.

In this episode we will address how accumulating significant savings into Traditional 401ks and IRAs can lead to a massive tax burden in retirement.  Additionally, we will be addressing the provision in the SECURE Act which will change the way we view leaving these retirement plans to the next generation.

This is our inaugural episode of the Planning For Retirement Podcast.  Therefore, I want to simply introduce the WHY behind this podcast as well as let all of the listeners know about my background both personally and professionally.  Lastly, I will tease the next episode content and hope you all Read More