Did you know your Social Security benefits in retirement could be 100% tax-free? Perhaps you didn't even know Social Security would be taxable as many of you paid into the system for decades! Today we will unpack how Social Security retirement benefits are taxed, and most importantly how to reduce Read More
In today's episode, we dive into the world of financial empowerment for singles. Whether you're single by choice or circumstance, we believe that being financially empowered is key to living a fulfilling and prosperous life. Join me and Anthony Oneal as we discuss: Why single people should focus on Read More
Tune in for a debt confession update and find out what happened to my Capital One card...so embarrassing! ******Grab your Budget Binder Supplies! ➡️ https://amzn.to/3un7S3qWant to be on the channel and have your budget audited for FREE? Book an appointment at the link below:https://wendycoop.as.me/auditRead the blog:https://savvybudgetgirl.comFresh Start Program for student Read More
Sometimes "hanging tight" isn't the best solution during times of volatility. We've had two bear markets since the Great Recession of 2008. COVID-19 was the first, and the inflation that ensued thereafter in 2021-2022 led to the second. Tax Loss Harvesting involves selling investments when they are down in value Read More
A short and sweet episode this week on how I ALMOST got another credit card. Yikes! Enjoy the story!Join the FREE Community!https://www.facebook.com/groups/financialeducationinitiativeHYSA recommendations:https://www.nerdwallet.com/best/banking/high-yield-online-savings-accounts Read the blog:https://savvybudgetgirl.com Buy the merch!http://savvybudgetmerch.com Buy me a coffee:https://www.buymeacoffee.com/savvybudgetgirl You can also visit the Etsy shop! https://www.etsy.com/shop/SavvyBudgetGirlTV This video is NOT sponsored. Some product links are affiliate links, meaning if you Read More
With the ever-increasing complexity of the financial landscape, it has become imperative for young people to gain a solid understanding of personal finance. Financial literacy empowers them to make informed decisions, avoid common financial pitfalls, secure a better financial future, and begin building generational wealth. In this episode, I speak Read More
Roth conversions are definitely gaining lots of popularity, especially with the Tax Cuts and Jobs Act of 2017 expiring in 2026. Because of this, I have noticed consumers believe they should automatically start converting their IRAs and 401ks to Roth accounts! First and foremost, you have to run the numbers. Read More
Emergency Funds: Your Financial Safety Net! 🚀 Discover the superpower that can shield you from unexpected financial woes in our latest episode. We'll unravel the importance of emergency funds and equip you with the tools to build your own fortress of financial security. From smart savings strategies to choosing the Read More
Money has the potential to strain relationships, particularly when it involves lending to loved ones. There's always a risk of not getting the money back when lending to friends or family. Even with the best intentions, circumstances can change, and repayment may not happen. This can result in the lender Read More
Financial discipline can be an incredibly powerful tool for achieving long-term financial success and stability. By consistently making smart financial decisions and exercising self-control in spending and saving, individuals can build wealth, pay off debt, and achieve their financial goals. This is exactly what Antoinette Munroe practiced and Read More
Blogging is one of the most popular ways to make money online however starting just like anything else requires one to learn the craft enabling them to reach a paid status. It is possible for anyone who is ready to put in the time and effort as shared by Jen Read More
E-commerce has become a popular way for entrepreneurs to start their own businesses and earn a significant income. If approached strategically, with a clear plan, the right niche, choosing the right niche, setting up your store effectively, marketing your products, and managing your business well, you can create a successful Read More
Nobody wants to think of themselves as getting old or frail. In fact, many retirees in their 60s, 70s, and even 80s are still traveling the world. The risk of extended care will never impact them. But if you need extended care, what are the consequences to your loved ones? Read More
Investing in hotels are investments worth exploring because hotels provide long-term income enabling you to expand your wealth, diversify your business portfolio and offer reliable income for the future or retirement. In Episode 117, we explore what it means to invest in hotels with our guest Dr. Amina Gilyard James Read More
Please share, rate, review, and subscribe to our channel!Welcome to The What's Real In Business Podcast with host Justin Bullock!Are you an aspiring entrepreneur or business operator seeking educational, motivational, and entertaining information about how to most effectively grow both personally and professionally?Join real estate entrepreneur, author, and business coach Read More
Writing a book while studying college can be overwhelming however Djuly Fluerant, a college student at New York University has been able to overcome barriers and self-doubt enabling her to publish her memoir, anD. Despite being reluctant to talk about her past and upbringing, Djuly wrote her memoir to come Read More
It's natural for us to think about how to GET to retirement, but not about how retirement will actually work. The same is true for saving into a 401k or 403b plan. Most think about how to invest their 401k and maximize growth. However, what about the distribution process? And Read More
Please share, rate, review, and subscribe to our channel!Welcome to The What's Real In Business Podcast with host Justin Bullock!Are you an aspiring entrepreneur or business operator seeking educational, motivational, and entertaining information about how to most effectively grow both personally and professionally?Join real estate entrepreneur, author, and business coach Read More
Investing in real estate out of state can be an intelligent move for diversifying your income and enabling you to overcome debt or increase your investment portfolio. However, it can also be challenging and requires careful planning and research to ensure success. However with great insight into it from those Read More
