I’m excited for this episode, as we have a real-life retiree, Michael Levine, who successfully owned and sold a home healthcare business.  Michael spent the beginning of his career in accounting until he and his wife started their company over a decade ago.  His knowledge in the home health care Read More

Full disclosure, many of these proposals will never come to fruition.  However, it is election time, so why not have some fun with this? I spent a lot of time digging into each candidate’s tax proposals, as well as the potential impact to you, PFR Nation. Let me be clear, Read More

Full disclosure, many of these proposals will never come to fruition.  However, it is election time, so why not have some fun with this? I spent a lot of time digging into each candidate’s tax proposals, as well as the potential impact to you, PFR Nation. Let me be clear, Read More

Annuities have become the four-letter word of retirement planning products.  However, is this warranted?  When should annuities be positioned in a well-diversified retirement income plan?   How do you ensure you aren’t being taken advantage of by an agent who doesn’t have your best interests?   In this next edition Read More

Ep. 53 – Vol 2 “Whiteboard Retirement Plan” – 58/54, COAST to retirement w/ $5.5mm, and make a multi-generational impact. Thanks so much to our recent listener who submitted their financial info for this next edition of the ‘Whiteboard Retirement Plan.’  This was a fun case to break down. Mr. Read More

Thanks so much to our recent listener who submitted their financial info for this next edition of the ‘Whiteboard Retirement Plan.’  This was a fun case to break down. "Travis" is 58, "Taylor" is 54, and they are currently putting 3 children through college.  They’ve managed to save a nice Read More

Are you approaching retirement while juggling paying for your kids' college, or even perhaps caring for aging parents?  You are not alone.  In fact, 48% of adults are providing some sort of financial support to their grown children, while 27% are their primary support. Additionally, 25% are financially supporting their Read More

Are you approaching retirement while juggling paying for your kids' college, or even perhaps caring for aging parents?  You are not alone.  In fact, 48% of adults are providing some sort of financial support to their grown children, while 27% are their primary support. Additionally, 25% are financially supporting their Read More

Are you approaching retirement and worried about the impact of Artificial Intelligence (AI) on the future of your job?  What about the impact of AI on the financial markets?  And lastly, do Bitcoin and other cryptocurrencies have a place in a well-diversified investment portfolio? I hope you enjoy my interview Read More

Do you ever wish you could get inside the minds of existing retirees to ask them what their experience has been?  Or, ask them what they wish they would have known before they quit their day job?  This episode is for you! In this episode of the Planning for Retirement Read More

Do you ever wish you could get inside the minds of existing retirees to ask them what their experience has been?  Or, ask them what they wish they would have known before they quit their day job?  This episode is for you! In this episode of the Planning for Retirement Read More

Welcome to "The Planning for Retirement Podcast," where we help educate you on how to achieve financial security and fire your boss. Here are some topics you will learn about: - Social Security - Retirement Income Planning - Roth Conversions - Tax Planning - Charitable Giving - Investment Strategies in Read More

Welcome to this edition of The Planning for Retirement Podcast.  This is Volume 1 of this new series, The Whiteboard Retirement Plan, where Kevin breaks down a real-life client case for “Bob and Jennifer” in plain English.  The goal is to help answer the question, “Can I fire my boss?” Read More

In this episode, Kevin discusses the topic of downsizing to retire early. He shares the reasons why people downsize their homes to fund their retirement and talks about the tax implications of doing so. Takeaways Downsizing to a smaller home can help fund retirement and allow for an earlier retirement. Read More

It’s official, we moved to Chattanooga, Tennessee where my wife’s family is from.  Considering this big move and the fact that I’ve spoken with hundreds of retirees who relocated during retirement, I thought this would be a timely topic!   I’ll unpack some of the main reasons I see people Read More

In this episode, Kevin Lao discusses the key takeaways from the book 'Die with Zero' by Bill Perkins. He emphasizes the importance of using money as a resource and not hoarding it. He also talks about the concept of return on experiences and the different life phases for different experiences. Read More

You can invest in your company stock in several ways, whether you are working for a publicly traded corporation or even a privately owned company.   And who wouldn’t want to have ownership in the company you have your sweat equity with?   However, there are tax implications and investment Read More

Thanks everyone for tuning in!  As we continue our review season with clients, it’s a friendly reminder of how important a retirement spending budget is!  This is a key input your financial advisor must know to run accurate projections for you.  Remember, the outputs are only as good as the Read More

So I started to go down a rabbit hole of research and thought this would be a great episode to encourage you all to STOP planning for a “normal” retirement age in your assumptions! Even if you do end up working until 70, or 65, you should not BUILD that Read More

Here is part 2 of 2 in the "blended wealth" series! I hope you enjoy it! Episode Overview In this episode we shed light on the unique financial planning and estate planning considerations for blended families, emphasizing the importance of tailored advice and open family communication to navigate these complexities Read More