⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠⁠ visit my website⁠⁠The default assumption for many online social security calculators, financial planning tools and expert advice tells you to DELAY Social Security as long as possible!  After all, that does Read More

⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠⁠ visit my website⁠⁠Today, we will be looking at a client example of a 62/61 year old couple with $1mm inside of a Traditional IRA, about $50k in cash savings, and a Read More

⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠⁠Or,⁠⁠⁠⁠⁠ visit my website⁠⁠One of the top concerns for the clients we serve is related to taxes in retirement.  They’ve worked hard to get to this point where they could even think Read More

⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠ ⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire⁠⁠⁠⁠Or,⁠⁠⁠⁠ visit my website⁠⁠Most people start to think about taxes right about now around the tax filing deadline.They gather a bunch of documents, send them to their tax preparer, and mistakenly believe Read More

***Link for Retirement Readiness Questionnaire***“Legacy is not about leaving something for people, it’s about leaving something behind IN people.”— Peter StropleMany retirees create estate plans with their attorneys.  They get a big binder with their documents, hopefully they update their beneficiaries, retitle their assets to their trust, and then they Read More

WELCOME to the OFFICIAL episode 63!  I was jumping ahead of myself last week when I thought I was recording 63, but in fact that was episode 62. Las week we talked about cash flow and budgeting, and how that sets the framework for one of the core assumptions for Read More

Hello PFR Nation, Welcome to the official kickstart of our show going weekly!  Yes, we switched the day of the week to Tuesday.  I will also be continuing the weekly “Fireside Chats” on YouTube, and those will be released weekly on Thursdays.   For this episode, I wanted to chat Read More

PFR Nation, I am very excited to have one of our very own, Roberto Fortuna, on to the show this week!  We are going to discuss the benefits of ‘Working’ in retirement.  But, when we say ‘Working’ we just mean having purpose in retirement.  Whether that is part time work, Read More

Happy 2025 everyone!  First let me say, this is NOT a market prediction episode!  They are always wrong.  However, I do believe that many of you who are recently retired or approaching retirement will be interested in this episode.  I put together a list of 5 things the market is Read More

PFR Nation, It’s hard to believe we are wrapping up 2024!  I hope everyone is having a wonderful holiday season with their loved ones!   This is Volume 3 of the “Whiteboard Retirement Plan” edition of the podcast.  The numbers don’t lie, Volume’s 1 and 2 were among the top Read More

PFR Nation…you’re somewhere in the ballpark of 50-60+ and you’ve gotten to the point where you feel you are on the verge of achieving financial independence.  Congratulations!!  All of that hard work and sacrifice pays off in the end.   I wanted to make an episode about when I thought Read More

Happy Thanksgiving, PFR Nation!   What a ride 2024 has been.  You all were a HUGE part in making this year so exciting.  Listen, it’s a lonely business that I chose…being a rogue financial planner in the independent space.  However, I wouldn’t trade it for the world.  Given it is Read More

I’m excited for this episode, as we have a real-life retiree, Michael Levine, who successfully owned and sold a home healthcare business.  Michael spent the beginning of his career in accounting until he and his wife started their company over a decade ago.  His knowledge in the home health care Read More

Full disclosure, many of these proposals will never come to fruition.  However, it is election time, so why not have some fun with this? I spent a lot of time digging into each candidate’s tax proposals, as well as the potential impact to you, PFR Nation. Let me be clear, Read More

Full disclosure, many of these proposals will never come to fruition.  However, it is election time, so why not have some fun with this? I spent a lot of time digging into each candidate’s tax proposals, as well as the potential impact to you, PFR Nation. Let me be clear, Read More

Annuities have become the four-letter word of retirement planning products.  However, is this warranted?  When should annuities be positioned in a well-diversified retirement income plan?   How do you ensure you aren’t being taken advantage of by an agent who doesn’t have your best interests?   In this next edition Read More

Ep. 53 – Vol 2 “Whiteboard Retirement Plan” – 58/54, COAST to retirement w/ $5.5mm, and make a multi-generational impact. Thanks so much to our recent listener who submitted their financial info for this next edition of the ‘Whiteboard Retirement Plan.’  This was a fun case to break down. Mr. Read More

Thanks so much to our recent listener who submitted their financial info for this next edition of the ‘Whiteboard Retirement Plan.’  This was a fun case to break down. "Travis" is 58, "Taylor" is 54, and they are currently putting 3 children through college.  They’ve managed to save a nice Read More

Are you approaching retirement while juggling paying for your kids' college, or even perhaps caring for aging parents?  You are not alone.  In fact, 48% of adults are providing some sort of financial support to their grown children, while 27% are their primary support. Additionally, 25% are financially supporting their Read More

Are you approaching retirement while juggling paying for your kids' college, or even perhaps caring for aging parents?  You are not alone.  In fact, 48% of adults are providing some sort of financial support to their grown children, while 27% are their primary support. Additionally, 25% are financially supporting their Read More